Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN)
Empowering Rural India: Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN)
1. Introduction
Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) is a flagship scheme launched by the Government of India in 24 February 2019.
The PM-KISAN scheme, which stands for Pradhan Mantri Kisan Samman Nidhi, is an initiative by the Government of India aimed at providing income support to small and marginal farmers. Under this scheme, eligible farmers receive direct income support of Rs. 6,000 per year in three equal installments. The funds are transferred directly to the bank accounts of the beneficiaries.
2. Objective
PM-KISAN aims to provide income support to small and marginal farmers by providing direct cash transfers.
The main objective of the PM-KISAN scheme is to provide financial support to small and marginal farmers to ensure their income security and help them meet their expenses related to agricultural activities and livelihood maintenance. By providing direct income support, the government aims to alleviate financial constraints and enhance the welfare of farmers across India.
3. Key Features
Direct Income Support: Provides financial assistance of Rs. 6,000 per year to eligible farmers in three equal installments.
Farmer-Centric Approach: Designed to benefit small and marginal farmers who constitute a significant portion of India's agricultural workforce.
Aadhaar-Linked Database: Ensures transparency and prevents duplication by linking beneficiaries' Aadhaar numbers with their bank accounts.
Simplified Application Process: Farmers can register online or through Common Service Centers (CSCs) to avail of the scheme benefits.
Real-Time Monitoring: Utilizes technology to monitor fund disbursement and track beneficiary status, ensuring accountability and transparency.
Monitoring of the Scheme
For effective review and monitoring of the scheme, a Project Monitoring Unit (PMU) at
Central level will be set up in DAC&FW.
The PMU headed by Chief Executive Officer (CEO), shall also undertake publicity
campaign (Information, Education and Communication-IEC).
A stratified review/monitoring mechanism at National, State and District Level.
At the National level, there will be a Monitoring Committee headed by Cabinet Secretary.
State Govt. shall also notify the Monitoring Committees at the State & the District Level.
Exclusion
There will be exclusion of certain categories of beneficiaries of higher economic
strata which will be separately notified by the Government in due course.
4. Impact
Income Support: PM-KISAN provides much-needed financial assistance to farmers, helping them meet their agricultural expenses and improve their standard of living.
Poverty Alleviation: Contributes to poverty alleviation by providing a steady source of income to rural households dependent on agriculture.
Rural Stimulus: Injects liquidity into rural economies, leading to increased demand for goods and services, thereby stimulating economic growth.
Social Inclusion: Ensures that small and marginal farmers, including landless agricultural laborers, are included in the government's welfare measures.
5. Challenges and Solutions
Identification of Beneficiaries: Challenges in identifying and verifying eligible beneficiaries, especially in remote and marginalized areas. Solution: Strengthening of verification processes and leveraging technology for accurate beneficiary identification.
Timely Disbursement: Delays in the disbursement of installment payments to beneficiaries. Solution: Streamlining of payment processes and improving coordination among implementing agencies.
Awareness and Outreach: Limited awareness among farmers, especially in certain regions, about the eligibility criteria and application process. Solution: Intensified awareness campaigns and grassroots-level outreach activities.
Farmers Corner look of PMKISAN website
This section includes following options for farmers convenience.
6. Conclusion
Pradhan Mantri Kisan Samman Nidhi Yojana is a significant step towards ensuring the economic well-being of small and marginal farmers in India.
It reflects the government's commitment to addressing rural distress and promoting inclusive growth in the agricultural sector.
Continued efforts are essential to address implementation challenges and maximize the impact of PM-KISAN in improving the livelihoods of farmers across the country.
7. Future Outlook
Expansion of Coverage: Ensuring that all eligible farmers, including those in remote and tribal areas, are covered under the scheme.
Integration with Other Schemes: Enhancing synergies between PM-KISAN and other agricultural schemes to provide holistic support to farmers.
Monitoring and Evaluation: Regular monitoring and evaluation of the scheme's implementation to identify areas for improvement and ensure effective delivery of benefits to beneficiaries.
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